Prefer quality debt funds over fixed deposits

Debt funds especially short term or ultra short term are far more tax efficient than fixed deposits (FD) for people in tax bracket of 10% or more and are pretty consistent in terms of returns. Let’s understand why should we prefer quality debt funds over fixed deposits, when and how much to invest? Why do […]

Save tax with HUF and earn 4 lacs tax free annually

Today, I will tell you what is HUF and how can you save tax with HUF which is separate entity for income tax purposes. You can enjoy 4 lacs of annual income with zero tax legally based on current tax brackets as of 2020. Who is eligible? If you are a Hindu or Jain or […]